[Remote] Staff Software Engineer, Backend, Money Team

Note

The job is a remote job and is open to candidates in USA. Flex is a growth-stage, NYC-headquartered FinTech company creating a more flexible rent payment experience. The Staff Software Engineer will provide technical leadership for the Money Team by building and scaling backend financial infrastructure for payments, billing, subscriptions, payouts, ledgers, and other money movement systems. The role involves architecting reliable and compliant platforms, partnering cross-functionally, mentoring engineers, and operating mission-critical services.

Responsibilities

• Design, build, and scale backend services and APIs that power Flex's core financial infrastructure, including payments, money movement, billing, settlements, reconciliation, and ledger systems
• Lead the architecture and evolution of highly available, fault-tolerant financial platforms that process and track millions of dollars in transactions with accuracy, reliability, and auditability
• Provide technical leadership and guidance on distributed systems design, financial data consistency, transaction integrity, and long-term platform strategy
• Drive the delivery of highly impactful initiatives end-to-end, from requirements gathering and technical design through implementation, rollout, and operational excellence
• Partner closely with Product, Finance, Risk, Compliance, Operations, and cross-functional engineering teams to deliver scalable and compliant payment experiences
• Build robust systems that integrate with external payment processors, banking partners, card networks, and financial service providers
• Design and implement resilient ledger, settlement, and reconciliation workflows that ensure financial accuracy across the ecosystem
• Drive adoption of engineering best practices across the organization, including observability, automated testing, reliability engineering, CI/CD, and secure software development
• Mentor and support engineers on the team, raising the technical bar and fostering a culture of technical excellence and ownership
• Operate mission-critical financial services in production with stringent uptime, security, compliance, and performance requirements
• Contribute to the evolution of Flex's service-oriented architecture, event-driven systems, APIs, message queues, and scalable financial platforms
• Balance hands-on execution with architectural leadership, ensuring both rapid delivery and long-term maintainability of critical money movement systems

Skills

• 9+ years of professional software engineering experience, with a focus on backend development
• 4+ years of hands-on Java experience (Spring core/web/boot, Gradle, JUnit, JVM tuning & performance)
• Strong computer science fundamentals and proven experience designing scalable, distributed systems
• Deep experience building or operating financial systems, including payments, money movement, ledgers, settlements, reconciliation, billing, or banking infrastructure
• Experience integrating with payment processors, settlement, card networks, banking partners
• Strong understanding of transactional systems, financial data consistency, idempotency, auditability, and fault tolerance in distributed environments
• Skilled at working with both technical and non-technical stakeholders, aligning on scope and delivery
• Ability to write high-quality, testable, maintainable, and secure code
• Hands-on experience with AWS (EKS, Aurora RDS, Elasticache, DynamoDB), containerization (Docker/Kubernetes), and relational + NoSQL databases (MySQL, PostgreSQL, DynamoDB)
• Proficient with CI/CD pipelines (GitHub Actions preferred), git, and build automation
• Familiar with observability and monitoring tools (e.g., DataDog) for maintaining service availability
• Excellent communicator, comfortable collaborating in globally distributed teams
• Track record of mentoring engineers and raising team standards through best practices

Benefits

• For full-time U.S. employees: Competitive medical, dental, and vision
• For full-time U.S. employees: Company equity
• For full-time U.S. employees: 401(k) plan with company match
• For full-time U.S. employees: Unlimited paid time off + 13 company paid holidays
• For full-time U.S. employees: Parental leave
• For full-time U.S. employees: Free Flex subscription
• For full-time non-U.S. employees: Company equity
• Roles posted in New York, San Francisco, and Salt Lake City are hybrid positions with on-site expectations of 2-3 days per week in our local offices.
• For candidates outside of New York, San Francisco, and Salt Lake City, you may be eligible for our relocation assistance program.

Company Overview

• Flex enables people to pay rent bills on a schedule that fits their personal finances. It was founded in 2019, and is headquartered in New York, New York, USA, with a workforce of 201-500 employees. Its website is https://getflex.com.

Company H1B Sponsorship

• Flex has a track record of offering H1B sponsorships, with 1 in 2025, 1 in 2024. Please note that this does not guarantee sponsorship for this specific role.