Product Engineer (Software Engineer)

About the Role

This is a full-stack product engineering role at an early-stage fintech company building consumer tools for cash advances, paycheck bridging, and credit building. You will work directly with product, engineering, and business leaders to ship high-impact features for a growing base of paying users, with a real effect on their day-to-day financial lives.

What You'll Do

• Build product features end-to-end, including domain models, business logic, and API integrations.
• Drive data-driven, incremental releases toward bold product milestones.
• Use SQL and analytics tooling to evaluate product and system performance regularly.
• Test and debug complex state machines in an event-driven, pub/sub-heavy backend to ensure a seamless user experience.
• Ship to production daily through a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.

What We're Looking For

• 3+ years of experience building backend features end-to-end for production systems.
• Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.
• Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
• Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds.
• Strong knowledge of relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
• Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
• Experience writing SQL and using analytics tools to evaluate system and product performance.
• A track record of building consumer-facing products, not B2B only.
• Strong computer science fundamentals: algorithms, data structures, and system design.
• Background in a high-bar engineering environment, supported by a strong academic foundation.
• Experience with Go (Golang) deployed on GCP is a plus.

Compensation & Benefits

• Salary: $120,000 to $200,000 USD annually.
• Visa sponsorship: Available.

Location

On-site in San Francisco, California, United States.